A Realtor with over two decades of experience in Northern Colorado, specializing in both residential real estate and custom home construction. Since relocating from Southern California to Loveland in 2001, I've turned a lifelong dream into a thriving career, helping countless clients navigate the exciting journey of buying, selling, and building properties. With over 15 years dedicated to representing custom home builders, I bring a unique blend of expertise to every transaction. This specialized knowledge allows me to offer invaluable insights to clients interested in new construction or major renovations. My enthusiasm for real estate is as strong today as when I started. Recognized as Rookie of the Year by the Loveland-Berthoud Board of Realtors in 2003, I've consistently earned top production awards with prestigious agencies like Coldwell Banker Residential Brokerage and RE/MAX. What drives me? The daily challenges, the opportunity to meet new people, and the satisfaction of closing each sale - whether it's your first property or your “forever home”!  My optimistic outlook and dedication to client success keep me excited about the future of real estate in our vibrant community. Let's work together to make your real estate dreams a reality, whether you're buying an existing home or building your custom dream house. The best is yet to come!

My name is Shelley Rhoades, and I am a Mortgage Loan Officer with more than 24 years of experience. I have been blessed in helping individuals and families achieve their dreams of homeownership. Since 2000, I have had the privilege of guiding clients through one of life’s biggest investment and often intimidating financial decisions.  I love what I do because it changes people’s lives. My success and longevity in this career come from treating every loan not as a transaction—but building a lasting relationship. You are not a file, but a family.

By listening carefully and asking the right questions, I gain insight into each client’s unique needs and long-term financial goals. With that understanding, I draw from my diverse knowledge of mortgage lending to provide safe, sound, and creative financial solutions that meet or exceed expectations. My focus is always on doing what is best for the borrower while helping them preserve wealth and move confidently into their future.

Throughout my career, I have consistently been recognized as a top producer in both units and/or volume — a reflection of the trust my clients place in me and the great partnerships I’ve built with Realtors, builders, and past clients. What matters most to me though, is making the process smooth, transparent, and education throughout and tailor to each borrower while staying current in an ever-changing mortgage industry. 

I am blessed to live by the saying, “You never work a day in your life if you love what you do”. I am truly passionate about it, and consider it an honor to earn the trust of my clients and be part of their journey toward homeownership.